Another way to think about Retirement.
Check out this video where Steve Harvey explains how he is not going to leave everything to his kids when he passes away but, rather, consume much of the assets that he and his wife have built.
This is the ENJOY pillar of a good wealth management plan. There will still be plenty to give to your kids when you are gone. If you have done all of the work, then you should receive much of the rewards in retirement.