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Investing James Cruz Investing James Cruz

I am not Bobby Axelrod!

So like many others who have been locked down due to isolation and Covid restrictions, I have taken up the 30 day trial with Stan as I have pretty well exhausted Netflix, Foxtel and Google movies.

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Investing James Cruz Investing James Cruz

Who to trust for advice?

It has been a rough couple of weeks for investment markets, but as I have discussed with clients one - on one, this is a temporary decline in a permanent uptrend. For those who have been clients for longer than a few years will attest to, we have a consistent message when asset prices take a fall like theses have done.

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Investing James Cruz Investing James Cruz

Another Jack Bogle tribute.

Not many investors in Australia would know of a bloke named Jack Bogle but he passed away last week.

Let me share my thoughts on how this great man changed investing in managed money for the better.

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Investing, Retirement James Cruz Investing, Retirement James Cruz

Being Frank about it.

SMSFs will potentially be affected by the Federal Opposition’s recently announced intentions to remove the ability for excess imputation credits to be refunded (albeit with clarification that pensioners and some self managed super funds (SMSF) may be exempt from this change).

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Investing James Cruz Investing James Cruz

Lessons from the financial crisis more than five years on

It’s been more than five years since the worst of the Global Financial Crisis (GFC) hit equity and bond markets. While flow-on effects continue to affect financial markets, there are many lessons we have taken from the crisis that can be applied to wealth planning. Here are our top five lessons from the GFC to consider when making investment decisions.

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Investing James Cruz Investing James Cruz

What makes a confident investor?

When you read headlines about Australia’s rising unemployment or the slowdown in the mining boom, it’s easy to lose confidence in investment markets. But there’s a lot to be gained from ignoring the background noise and sticking to your long-term goals.

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Investing James Cruz Investing James Cruz

Blame it on the brain

When it comes to making investment decisions, research shows we are our own worst enemies, with our brains better hardwired for stone-age survival than complex economic decisions in the modern world.

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