Check out this video from the founder of Vanguard, where he simplifies the process of investing and provides a clear path to a comfortable retirement by investing small and often.

Just a brief introduction. Click through and listen to James explain some of the stimulus items that you may want to access if you are feeling the pinch financially.

Read how independent advice is being popularised since the Hayne Royal Commission and read our case study of how a local professional family searched independent advice and how we were able to assist them with their money worries.

Check out how our firm has worked with a business client for over 15 years and implemented strategies to eliminate CGT and to provide a possible tax free income stream for this clients family. Excited? You bet I am.

I have an apology to make. I did something this week that I am not very proud of.

See how you can structure your finances to live week to week and still be in control of your financial goals.

So much like the rest of society at the moment, the investment advisory and portfolio management industry is facing disruption much like Uber has to transport and Xero has to Accounting reports.

Travel has evolved significantly over the past 20 years, with many travellers looking for something with more adventure such as walking treks in New Zealand, cooking experiences in Tuscany, cruising on the Mekong River, or travelling through Australia’s beautiful outback.

Everyone wants the best for their children. Providing a good education is a huge part of preparing them for the best possible future. But as education becomes more expensive, planning and budgeting for these costs becomes essential.

The plight of a cancer sufferer may seem hopeless but the fight that I saw in this family showed a resolve that is captured in adversity. I mean real adversity. Not a market fluctuation where your capital drops by 20% or changes to legislation which means you may have to pay some tax. The realisation that nobody believes you can survive a terminal illness. 

Having a baby is one of the most exciting and scary times in your life. Getting on top of your finances can help alleviate some of the pressure, so that you can enjoy your time with your newborn.

It’s been a long year. The three months off work recovering from open heart surgery wasn’t really a break.

Being pretty well immobilised and laying on the lounge room floor watching videos and reading books kept me busy, but not rejuvenated.

As the saying goes, money doesn’t grow on trees. But, just like nurturing a beautiful garden, if you give your nest egg the right attention throughout the seasons, it will grow into a substantial asset. Let’s take a look at what you need to do throughout the year to cultivate a great financial future.

Investments, insurance and superannuation are some of the “things” people suggest are the main roles of what a financial planner can offer. In a transactional model, this would be a fair assumption. Generally, when the relationship with a financial planner is transaction based, there is less substance to the personal relationship.

In case you didn't know, I am a massive fan of Twitter. Unlike other social media platforms, Twitter is simple and effective. I can obtain information and communicate with all types of people without getting their permission and I can get most of my news from there. It really is a fascinating concept.

Grandparents really are the jewels in the crown of our community. Having raised their own children, many are now helping raise their grandchildren. This often extends to providing financial support to the grandkids. If you’re in this situation, how can you make sure your generosity is as financially effective as possible?

One plan of particular importance regardless of your life events is your financial plan. This living document helps you map out your income against the investment milestones you would like to achieve to help you reach and maintain your desired lifestyle.

When buying a house, it is standard to consult the help of a local real estate agent and a home loan specialist because you want expert help with one of the biggest financial decisions in your life.

Why then wouldn't you also enlist the services of a financial adviser?

Planning for the future while you are still young can have a lot of benefits for you in the long term, particularly when it comes to your retirement. According to the Australian Bureau of Statistics (ABS), in 2006, 31% of young people in their twenties were still living with their parents, mainly for financial reasons.