Blog
Our advisers and support team are here to help you, every step of the way.
So you have your will all sorted!
I get that most people think that getting wills witnessed and power of attorneys signed off by a prescribed person can be frustrating and confronting but as an integral component of a well structured wealth management plan, we should all plan with the end in mind.
So independent advice is important!
Read how independent advice is being popularised since the Hayne Royal Commission and read our case study of how a local professional family searched independent advice and how we were able to assist them with their money worries.
Financial changes for FY 2019 -20
Check out all the financial changes about to kick off for financial year 2019 - 20.
Managed Money podcast
Please check out the latest episodes of Managed Money where I provide insights and highlights of how to build and maintain a comprehensive wealth management plan to create a retirement of confidence and certainty.
What Advice Suits your Family Business.
Listen in as James Cruz explains the different types of advice that family business owners can access and why a virtual family office is best suited for family businesses.
How much do you need for Retirement?
Hear how James explains what is considered a comfortable amount for retirement and how a combination of capital and Centrelink can produce great results.
Feel free to leave a message for a question for us to answer. Let's make retirement more confident and certain.
Take a Step Forward with Managed Money.
As many of you may know, I can certainly talk faster than I can type, so it was almost inevitable that I would start a podcast. A relaxed vehicle in which you can play in your car or with headphones as you go for a run. A podcast has really become the thinking persons escape from the daily humdrum and have a chance to listen to topics that interest you.
I didn't want to say I Told you So.
So as an independent reviewer of managed funds in the world, the S + P Spiva scorecard is like the bible of fund performances. They collate and compare the universe of available funds and indicate their performance against their respective index benchmarks.
The Financial Planners curse - Life expectancy
The silent assasin of any retirement plan is the affects of inflation on your purchasing power. Even with record low inflation rates, the increase in life expectancies has made it so more important to seek advice to build capital to fund a retirement that can last 20 - 30 years.
The 5 Great Goals of Life.
So following on from my 2 bobs worth last week where I tried to provide a distinction between Financial Planning and Life Coaching, this week I want to reflect on my experiences and explain how I work with my clients by focussing on less. Yes, that’s right. I have taken a road whereby I try to be inch wide and mile deep in regards to how I work with Financial Planning clients.
The Goals Based Advice phenomenon.
I have really gotten into some podcasts over the last 12 months. They are an easy way to take in content on a whole range of different topics. Obviously, I listen to financial planning podcasts as well as related topics such as property, sport and comedy. These are all topics that I am interested in.
So nobody wants Insurance.
Our office recently worked with a client to assist them with an income protection claim. We needed to support the claim with forms and financial details.
Do you think that the claim was paid?
You bet it was. Check out this story.
Another Jack Bogle tribute.
Not many investors in Australia would know of a bloke named Jack Bogle but he passed away last week.
Let me share my thoughts on how this great man changed investing in managed money for the better.
Does this sound familiar?
I came across this video which while it is based on the U.S. market, still relates to our own markets in Australia.
I wanted to showcase this because even after the Hayne Royal Commission, there will still be financial services providers who will continue to gouge fees from your retirement capital.