Blog
Our advisers and support team are here to help you, every step of the way.
Plan ahead for the aged care you want
Early planning can take away a lot of the stress and uncertainty that can arise when considering aged care at home or a residential aged care facility.
A few interesting facts about retirement
Given the financial demands of everyday life, planning your retirement may be a relatively low priority. You may also think that you have plenty of time to plan.
Retiring from small business
Selling a small business can be a challenging, complicated and uncertain time. So too can retiring. Combine the two and you have a situation where early planning and advice is critical.
The major signs you need a career change
A new career is one of the best ways to change your life for the better. The transition can be daunting but it can be done if you follow some simple steps.
The colour of your money
Whether you are retired, or perhaps in need of extra cash to support the kids, your investments can play a role in helping you with a regular source of income.
Never too early to be tax ready
It’s really important to consistently focus on how to improve your personal finances, and there’s nothing like a deadline and the end of the financial year (EOFY) to aim for when it comes to tax planning.
Economic outlook - Autumn 2016
Low growth, low inflation, flat sharemarkets and a falling Australian dollar are set to continue into 2016, according to forecasts from some of Australia's leading economists.
Daydreaming about your next holiday
Travel has evolved significantly over the past 20 years, with many travellers looking for something with more adventure such as walking treks in New Zealand, cooking experiences in Tuscany, cruising on the Mekong River, or travelling through Australia’s beautiful outback.
Investing in a low rate environment
“Lower for longer” has been a common theme running through interest rate markets for the past few years. So how should investors be positioning their portfolios in this environment?
Safe as houses - investing in property
Australia’s property market has enjoyed very strong returns in recent years. So where is the market headed in the years ahead?
Economic outlook
Economic growth of a meagre 0.2% last quarter, more than 770,000 Australians unemployed, paltry wages growth and a flailing sharemarket – is Australia going to be OK or could we be heading for a recession?
More of the greatest gift
You may recall that in March this year, I spoke about The Greatest Gift of Being a Financial Planner. This seemed to be a straight forward case whereby the policy holder, met the definitions and was going to be paid his insured amount. Well, let me fill you in.
Can you afford not to be protected?
If you travel, especially overseas, you know the importance of travel insurance – lost luggage anyone? And if you have a car or motorbike then you know it’s a no brainer to insure your wheels. But there are other kinds of insurance even if you’re young, single and healthy today that are important to help you protect your lifestyle and independence.
How to avoid an SMSF tax penalty
The Australian Tax Office (ATO) has recently changed the way it assesses income earned by assets paid for by a Self Managed Super Fund (SMSF) borrowings. In some cases, income earned by assets in this category will be treated as non-arm’s length and won’t qualify for the tax concessions available within super.
Is property still a good investment
Investment properties in Australia are being hit by falling rental earnings. So is it possible to still make money from investment properties? We consider the challenges and opportunities of the current Australian property market and how to navigate both.
The greatest gift of being a Financial Planner
The plight of a cancer sufferer may seem hopeless but the fight that I saw in this family showed a resolve that is captured in adversity. I mean real adversity. Not a market fluctuation where your capital drops by 20% or changes to legislation which means you may have to pay some tax. The realisation that nobody believes you can survive a terminal illness.