Like every year, everybody starts off with the best intentions of seizing the morning and getting their lives sorted. New Year's resolutions are the eternal enigma that we use to change our lives overnight.

Check out this video from the founder of Vanguard, where he simplifies the process of investing and provides a clear path to a comfortable retirement by investing small and often.

When I discuss regular investing with clients who are accumulating assets for their retirement, I spend a fair amount of time explaining the benefits of (DCA) dollar cost-averaging. I relate this strategy to looking after your garden.

So like many others who have been locked down due to isolation and Covid restrictions, I have taken up the 30 day trial with Stan as I have pretty well exhausted Netflix, Foxtel and Google movies.

The end of the financial year is a good time to think about how you could grow your super and get started with saving for retirement. Here are some options you could consider to help your super work harder for you.

So this week, I got a sense that many clients were dealing with our new normal that has been thrust upon us.

The speed at which change is occurring is like a runaway freight train. An event unseen in our generations, this Covid - 19 virus will affect us all globally.

Just a brief introduction. Click through and listen to James explain some of the stimulus items that you may want to access if you are feeling the pinch financially.

It has been amazing how much has changed in such a short period. A health crisis that seems to provide uncertainty. Global equity markets reacting with a 20 - 30% fall in prices giving an indication that we maybe in a recession. Who knows?

It has been a rough couple of weeks for investment markets, but as I have discussed with clients one - on one, this is a temporary decline in a permanent uptrend. For those who have been clients for longer than a few years will attest to, we have a consistent message when asset prices take a fall like theses have done.